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首页 公告 601860:江苏紫金农村商业银行股份有限公司2021年半年度报告摘要

601860:江苏紫金农村商业银行股份有限公司2021年半年度报告摘要

公告日期:2021-08-28

601860:江苏紫金农村商业银行股份有限公司2021年半年度报告摘要 PDF查看PDF原文

公司代码:601860                                          公司简称:紫金银行
          江苏紫金农村商业银行股份有限公司

                2021 年半年度报告摘要


                            第一节 重要提示

1.1 本半年度报告摘要来自半年度报告全文,为全面了解本公司的经营成果、财务状况及未来发
    展规划,投资者应当到 www.sse.com.cn 网站仔细阅读半年度报告全文。

1.2 本公司董事会、监事会及董事、监事、高级管理人员保证半年度报告内容的真实、准确、完
  整,不存在虚假记载、误导性陈述或重大遗漏,并承担个别和连带的法律责任。
1.3 公司全体董事出席董事会会议。
1.4 本半年度报告未经审计。
1.5 董事会决议通过的本报告期利润分配预案或公积金转增股本预案


                          第二节 公司基本情况

2.1 公司简介

                                  公司股票简况

    股票种类    股票上市交易所    股票简称        股票代码    变更前股票简称

普通股A股      上海证券交易所  紫金银行        601860          -

    联系人和联系方式              董事会秘书                证券事务代表

          姓名            吴飞                        张毅

          电话            025-88866792                025-88866792

        办公地址          南京市建邺区江东中路381号  南京市建邺区江东中路381号

        电子信箱          boardoffice@zjrcbank.com    boardoffice@zjrcbank.com

2.2 主要财务数据

                                                          单位:千元 币种:人民币

                                本报告期末        上年度末      本报告期末比上年
                                                                    度末增减(%)

总资产                              227,955,787      217,664,378              4.73

归属于上市公司股东的净资产            15,308,194        14,815,100              3.33

                                  本报告期          上年同期      本报告期比上年同

                                                                      期增减(%)

营业收入                              2,110,573        2,465,748            -14.40

归属于上市公司股东的净利润              748,817          728,961              2.72

归属于上市公司股东的扣除非经            735,328          701,597              4.81
常性损益的净利润

经营活动产生的现金流量净额            -7,373,193        4,890,886            -250.75

加权平均净资产收益率(%)                  4.93            5.22  减少0.29个百分点

基本每股收益(元/股)                    0.20            0.20                0

稀释每股收益(元/股)                    0.20            0.20                0

2.3 商业银行主要会计数据及财务指标

                                                              单位:千元 币种:人民币

      项目          2021 年 6 月 30 日        2020 年              2019 年

资产总额                      227,955,787          217,664,378            201,318,675

负债总额:                    212,647,593          202,849,278            187,569,515

股东权益                      15,308,194          14,815,100            13,749,160

存款总额                      154,609,103          148,174,925            131,185,416

其中:

  企业活期存款              42,603,324          49,930,646            44,638,083

  企业定期存款              32,891,463          28,523,277            26,155,153

  储蓄活期存款              13,274,441          14,443,361            11,580,312

  储蓄定期存款              63,495,567          53,674,978            46,784,697

贷款总额                      134,534,867          120,689,850            101,956,243

其中:

  企业贷款                  84,190,317          75,747,853            66,819,027

  零售贷款                  36,082,981          29,687,899            25,334,842

贴现                          14,261,569          15,254,098              9,802,374

资本净额                      22,573,404          21,762,436            18,292,221

其中:

  核心一级资本              14,952,912          14,477,161            13,703,062

  其他一级资本                      0                  0                    0

  二级资本                    7,620,492            7,285,276              4,589,159

加权风险资产净额              149,080,367          129,432,557            123,755,590

贷款损失准备                    4,916,147            4,470,422              4,069,691

          项目            2021 年 6 月 30 日        2020 年            2019 年

营业收入                            2,110,573          4,476,750          4,675,227

利润总额                            851,936          1,600,292          1,651,907

归属于本行股东的净利润              748,817          1,441,496          1,417,092

归属于本行股东的扣除非经            735,328          1,364,819          1,379,839
常性损益后的净利润

      项目(%)          标准值    2021 年 6 月 30 日    2020 年        2019 年


                                          期末            期末          期末

资本充足率                    ≥10.5          15.14          16.81          14.78

一级资本充足率                ≥8.5          10.03          11.19          11.07

核心一级资本充足率            ≥7.5          10.03          11.19          11.07

不良贷款率                      ≤5              1.67          1.68          1.68

流动性比例                      ≥25            60.25          51.36          74.62

存贷比                            -            87.02          81.45          77.72

单一最大客户贷款比率            ≤10            3.32          3.47          4.43

最大十家客户贷款比率            ≤50          24.66          24.12          26.44

拨备覆盖率                    ≥150            218.18        220.15        236.95

拨贷比                        ≥2.5              3.65          3.70          3.99

成本收入比                      ≤45            33.14          30.36          29.69

净息差                            -              1.81          1.91          2.12

净利差        
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