601577 沪市 长沙银行

证券代码：601577                    证券简称：长沙银行            编号：2023-024
优先股代码：360038                                            优先股简称：长银优 1
              长沙银行股份有限公司

              2023 年第一季度报告

    本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述
 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。
重要内容提示
本行董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。
公司负责人赵小中、主管会计工作负责人吴四龙及会计机构负责人曹睐保证季度报告中财务信息的真实、准确、完整。
第一季度财务报表是否经审计
□是 √否
一、  主要财务数据
(一)主要会计数据和财务指标

                                                          单位：千元 币种：人民币

项目                                      本报告期          本报告期比上年同期增减
                                                                  变动幅度(%)

营业收入                                        6,081,359                    12.88

归属于上市公司股东的净利润                      1,979,370                    8.68

归属于上市公司股东的扣除非经常性                2,024,754                    11.20
损益的净利润

经营活动产生的现金流量净额                    -12,328,943                  不适用

基本每股收益（元/股）                                0.49                    8.89

稀释每股收益（元/股）                                0.49                    8.89

加权平均净资产收益率（%）                            3.59        减少 0.06 个百分点


                                                                      本报告期末比
                          本报告期末              上年度末          上年度末增减
                                                                      变动幅度(%)

总资产                      954,443,695                904,733,493          5.49

归属于上市公司股东的          62,122,519                  60,243,137          3.12
所有者权益

归属于上市公司普通股          56,130,934                  54,251,552          3.46
股东的所有者权益

归属于上市公司普通股              13.96                      13.49          3.48
股东的每股净资产（元）
(二)非经常性损益项目和金额

                                                          单位：千元 币种：人民币

                  项目                            本期金额              说明

非流动资产处置损益                                          -68,496

计入当期损益的政府补助，但与公司正常经营

业务密切相关，符合国家政策规定、按照一定                      2,871

标准定额或定量持续享受的政府补助除外
债务重组损益

除上述各项之外的其他营业外收入和支出                            596

其他符合非经常性损益定义的损益项目                            4,429

减：所得税影响额                                            -15,085

  少数股东权益影响额（税后）                                  -131

                  合计                                      -45,384

将《公开发行证券的公司信息披露解释性公告第 1 号——非经常性损益》中列举的非经常性损益项目界定为经常性损益项目的情况说明
□适用 √不适用
(三)补充披露指标

  1.资本构成

                                                          单位：千元 币种：人民币

              项目                                2023 年 3 月 31 日

                                              合并                  母公司

核心一级资本净额                                  56,227,905            52,851,652

一级资本净额                                      62,383,193            58,843,237

资本净额                                          77,557,007            73,389,821


 风险加权资产合计                                601,679,416          573,197,472

 核心一级资本充足率（%）                                9.35                  9.22

 一级资本充足率（%）                                    10.37                10.27

 资本充足率（%）                                        12.89                12.80

    2.杠杆率

                                                            单位：千元 币种：人民币

    项目      2023 年 3 月 31 日  2022 年 12 月 31 日  2022 年 9 月 30 日  2022 年 6 月 30 日

杠杆率（%）              5.96                6.09            6.30              6.29

一级资本净额        62,383,193          60,437,865      59,621,431        57,559,969

调整后表内外    1,046,399,662        991,944,326      946,727,640      915,676,752
资产余额

    3.流动性覆盖率

                                                          单位：千元 币种：人民币

                          项目                                2023 年 3 月 31 日

  流动性覆盖率（%）                                                          197.32

  合格优质流动性资产                                                    155,136,406

  未来 30 天现金净流出量的期末数值                                        78,620,585

    4.净稳定资金比例

                                                            单位：千元 币种：人民币

              项目              2023年3月31日    2022年12月31日    2022年9月30日

 可用的稳定资金                      610,564,231      583,582,467      559,305,679

 所需的稳定资金                      517,489,283      469,328,458      467,754,825

 净稳定资金比例（%）                      117.99            124.34          119.57

    5.资产质量分析

                                                            单位：千元 币种：人民币

          项目                  2023 年 3 月 31 日            2022 年 12 月 31 日

                                  金额          占比          金额          占比

 贷款总额                        457,142,042    100.00      426,038,392    100.00

    其中：正常类                444,962,323    97.33      414,798,355    97.36

          关注类                  6,895,992      1.51        6,302,544      1.48

          次级类                  2,564,266      0.57        2,298,384      0.54

          可疑类                  2,208,188      0.48        1,958,516      0.46

          损失类                    511,273