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首页 公告 光大银行:中国光大银行股份有限公司2024年半年度报告摘要

光大银行:中国光大银行股份有限公司2024年半年度报告摘要

公告日期:2024-08-31

光大银行:中国光大银行股份有限公司2024年半年度报告摘要 PDF查看PDF原文

      中国光大银行股份有限公司 2024 年半年度报告摘要

          一、重要提示

          本半年度报告摘要来自 2024 年半年度报告全文,为全面了解本

      行的经营成果、财务状况及未来发展规划,投资者应当到上海证券交

      易所网站 www.sse.com.cn 和本行网站 www.cebbank.com 仔细阅读半

      年度报告全文。

          二、本行基本情况

          2.1 本行简介

                股票简称          A 股:光大银行      股票代码        A 股:601818

                                H 股:中国光大银行                      H 股:6818

            股票上市交易所                      A 股:上海证券交易所

                                                  H 股:香港联合交易所

                联系人                  董事会秘书                证券事务代表

                                          张旭阳                      曾闻学

                办公地址          北京市西城区太平桥大街 25 号、甲 25 号中国光大中心

                邮政编码                                100033

                联系电话                            86-10-63636363

              投资者专线                            86-10-63636388

            客服及投诉电话                              95595

                  传真                              86-10-63639066

                电子信箱                            IR@cebbank.com

          2.2 主要财务数据

              项目                2024 年 1-6 月    2023 年 1-6 月  本期比上年同      年 1-6 月
                                                                  期增减(%)    2022

经营业绩(人民币百万元)

营业收入                                    69,808          76,520        (8.77)            78,754

利润总额                                    29,815          29,413          1.37            29,217

净利润                                      24,610          24,219          1.61            23,446

归属于本行股东的净利润                      24,487          24,072          1.72            23,299

归属于本行股东的扣除非经常性损益

的净利润                                    24,448          24,018          1.79            23,327

经营活动产生的现金流量净额              (147,131)          70,765      不适用          (178,781)

每股计(人民币元)

基本每股收益 1                                0.37            0.38        (2.63)              0.38

稀释每股收益 2                                0.37            0.36          2.78              0.35

扣除非经常性损益后的基本每股收益              0.37            0.38        (2.63)              0.38

每股经营活动产生的现金流量净额              (2.49)            1.20      不适用            (3.31)

              项目              2024 年 6 月 30 日 2023 年 12 月 31 日 本期比上年末 2022 年 12 月 31 日
                                                                  增减(%)

归属于本行普通股股东的每股净资产 3            7.84            7.57          3.57              7.46

规模指标(人民币百万元)

资产总额                                6,796,694        6,772,796          0.35        6,300,510

  贷款和垫款本金总额                    3,893,444        3,786,954          2.81        3,572,276

  贷款减值准备 4                            83,780          85,371        (1.86)            83,180

负债总额                                6,225,829        6,218,011          0.13        5,790,497

  存款余额                              3,919,764        4,094,528        (4.27)        3,917,168

股东权益总额                              570,865          554,785          2.90          510,013

  归属于本行股东的净资产                  568,391          552,391          2.90          507,883

  股本                                      59,086          59,086            -            54,032

              项目                2024 年 1-6 月    2023 年 1-6 月  本期比上年同  2022 年 1-6 月
                                                                  期增减

盈利能力指标(%)

平均总资产收益率                              0.73            0.74 -0.01 个百分点              0.77

加权平均净资产收益率 5                        9.51            10.14 -0.63 个百分点            10.75

全面摊薄净资产收益率                          9.46            9.92 -0.46 个百分点            10.75

净利差                                        1.46            1.75 -0.29 个百分点              1.99

净利息收益率                                  1.54            1.82 -0.28 个百分点              2.06

成本收入比                                  26.23            24.95 +1.28个百分点            23.95

              项目              2024 年 6 月 30 日 2023 年 12 月 31 日 本期比上年末 2022 年 12 月 31 日
                                                                  增减

资产质量指标(%)

不良贷款率                                    1.25            1.25            -              1.25

拨备覆盖率 6                                172.45          181.27 -8.82 个百分点            187.93

贷款拨备率 7                                  2.16            2.27 -0.11 个百分点              2.35

        注:1、基本每股收益=归属于本行普通股股东的净利润/发行在外的普通股加权平均数;归

        属于本行普通股股东的净利润=归属于本行股东的净利润-本期发放的优先股股息和无固定


          期限资本债券利息。

              本行于 2024 年上半年发放优先股股息 25.70 亿元(税前)。

              2、稀释每股收益=(归属于本行普通股股东的净利润+稀释性潜在普通股对归属于本行

          普通股股东净利润的影响)/(发行在外的普通股加权平均数+稀释性潜在普通股转化为普通

          股的加权平均数)。

              3、归属于本行普通股股东的每股净资产=(归属于本行股东的净资产-其他权益工具优

          先股和无固定期限资本债券部分)/期末普通股股本总数。

              4、仅包含以摊余成本计量的贷款减值准备。

              5、加权平均净资产收益率=归属于本行普通股股东的净利润/归属于本行普通股股东的

          加权平均净资产,以年化形式列示。

              6、拨备覆盖率=(以摊余成本计量的贷款减值准备+以公允价值计量且其变动计入其他

          综合收益的贷款减值准备)/不良贷款余额。

              7、贷款拨备率=(以摊余成本计量的贷款减
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