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首页 公告 601169:北京银行2020年半年度报告摘要

601169:北京银行2020年半年度报告摘要

公告日期:2020-08-28

601169:北京银行2020年半年度报告摘要 PDF查看PDF原文

                  北京银行股份有限公司

                  2020 年半年度报告摘要

  一、重要提示

      1.1 本半年度报告摘要来自半年度报告全文,投资者欲了解详细内容,应

  当仔细阅读同时刊载于上海证券交易所网站上的半年度报告全文。

      1.2 公司简介

      普通股股票简称            北京银行              股票代码          601169

      优先股股票简称            北银优 1              股票代码          360018

      优先股股票简称            北银优 2              股票代码          360023

      股票上市交易所            上海证券交易所

      联系人和联系方式          董事会秘书

      姓  名                    刘彦雷

      电  话                    (86)10-66223826

      传  真                    (86)10-66223833

      电子信箱                  snow@bankofbeijing.com.cn

  二、主要财务数据和股东变化

      2.1 主要财务数据和指标

                                                                          (单位:人民币百万元)

                    项目                        2020 年 1-6 月    2019 年 1-6 月        变动情况

营业收入                                                33,185          32,742              1.35%

营业利润                                                13,435          15,984            (15.95%)

利润总额                                                13,363          15,796            (15.40%)

归属于上市公司股东的净利润                              11,514          12,869            (10.53%)

归属于上市公司股东的扣除非经常性损益的净利润            11,568          13,062            (11.44%)

基本每股收益(元)                                        0.52            0.58            (10.34%)

稀释每股收益(元)                                        0.52            0.58            (10.34%)

扣除非经常性损益后的基本每股收益(元)                    0.52            0.59            (11.86%)

加权平均净资产收益率%                                      5.68            6.91  下降 1.23 个百分点

扣除非经常性损益后的加权平均净资产收益率%                  5.71            7.02  下降 1.31 个百分点

经营活动产生的现金流量净额                              24,888          64,406            (61.36%)

每股经营活动产生的现金流量净额(元)                      1.18            3.05            (61.31%)

        注:按照《公开发行证券的公司信息披露规范问答第 1 号-非经常性损益》、《公开发行证券的公司信息

    披露内容与格式规则第 9 号-净资产收益率和每股收益的计算及披露》的要求确定和计算。

      扣除的非经常性损益项目涉及金额如下:

                                                                          (单位:人民币百万元)

                              非经常性损益                                        2020 年 1-6 月

    营业外收入                                                                              22

    营业外支出                                                                            (94)


营业外收支净额                                                                        (72)

非经常性损益影响所得税数                                                                18

合计                                                                                  (54)

                                                                      (单位:人民币百万元)

项目                                                2020 年 6 月 30 日      2019 年 12 月 31 日

资产总额                                                  2,883,615              2,737,040

负债总额                                                  2,670,469              2,528,077

归属于母公司的股东权益                                      211,310                207,129

归属于上市公司普通股股东的每股净资产(元)                      9.15                    8.95

    2.2 截至报告期末前三年的主要会计数据

                                                                      (单位:人民币百万元)

            项目              2020 年 6 月 30 日    2019 年 12 月 31 日  2018 年 12 月 31 日

 吸收存款本金                          1,641,869          1,529,059          1,386,006

 其中:个人活期储蓄存款                  123,184            100,555              88,950

      个人定期储蓄存款                  267,937            253,774            201,147

      企业活期存款                      605,179            666,176            620,278

      企业定期存款                      550,741            427,117            396,967

      保证金存款                          94,828              81,437              78,664

 发放贷款和垫款本金总额                1,529,595          1,446,398          1,261,811

 其中:公司贷款                          979,046            935,503            883,167

      个人贷款                          467,280            444,917            363,519

      贴现                                83,269              65,978              15,125

 以摊余成本计量的贷款减值准备              51,080              44,911              43,166

    2.3 截至报告期末前三年补充财务指标

                                                                            (单位:%)

                项目            2020 年 6 月 30 日  2019 年 12 月 31 日  2018 年 12 月 31 日

      资产利润率(年化)                    0.83              0.81              0.82

      资本利润率(年化)                  11.01            10.73            10.89

      不良贷款率                            1.54              1.40              1.46

      拨备覆盖率                          219.95            224.69            217.51

      拨贷比                                3.38              3.15              3.18

      成本收入比                          16.74            23.23            25.19

      单一最大客户贷款比率                  2.85              2.02              3.16

      最大十家客户贷款比率                21.04            15.26   
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